Let’s set the scene: you’re digging through your jewelry box one afternoon (perhaps procrastinating laundry, no judgment here) and you stumble upon a ring that once belonged to your great-aunt Mildred. It’s vintage, it's dazzling, and you're pretty sure it's either a rare treasure or a very enthusiastic cocktail ring from the 1970s. Either way, you're left wondering, “What’s this thing actually worth?”

That, friends, is where a jewelry appraisal enters the chat.

certified gemologist inspecting diamond

At Vanscoy, Maurer & Bash Diamond Jewelers, we've been helping Lancaster, PA and beyond sparkle for decades, and while we absolutely love helping you find the perfect engagement ring or anniversary gift, we also get a special kind of joy from helping you understand the value of the pieces you already own. Let’s break down what jewelry appraisals are, why they’re important, and why you’ll want to have one (or two) on hand.

What Is a Jewelry Appraisal, Anyway?

Think of a jewelry appraisal like a report card… but instead of math and science, it tells you how fabulous your diamonds and gold are. It’s a professional, written document that details everything from the type of metal and gemstones in a piece to the craftsmanship, measurements, and estimated value.

The keyword here is “professional.” Not your cousin who “watched a lot of Pawn Stars.” We’re talking about certified gemologists who have years of training, tools, and a whole lot of magnifying glasses.

At Vanscoy, Maurer & Bash Diamond Jewelers in Lancaster, PA, we offer complimentary appraisals at the time of purchase. However, if you did not purchase your piece from us or need an updated appraisal, our services start at $100 per piece. Prices will vary based on the intricacy of the piece.

three stone diamond engagement ring

So… Why Bother?

We get it. It’s easy to push appraisals to the bottom of your to-do list—somewhere between cleaning out the garage and finally printing those vacation photos from 2019. But getting your jewelry appraised is more than just a good idea. It’s essential, and here’s why:

1. Insurance, Baby.

You wouldn’t drive your car around without insurance (hopefully), and the same logic applies to your fine jewelry. If you want to insure your engagement ring, your grandmother’s pearls, or that gorgeous necklace you treated yourself to after a hard year—your insurance company is going to ask for an official appraisal. No appraisal, no coverage. And if it’s ever lost, stolen, or damaged? You’ll want documentation that proves what it’s worth.

We understand how valuable your jewelry is to you. Each piece has a sentimental value, but it also has a monetary value, which is why it's important to ensure you have an up-to-date appraisal. If the unthinkable would ever happen and you'd lose your jewelry, we want to be able to help replace the monetary value, even if we cannot replace the sentimental value.

jewelry insurance document with diamond jewelry

2. Estate Planning (aka Keeping the Peace).

We’ve seen it too many times—family members arguing over who gets what after a loved one passes. An updated appraisal takes the guesswork out of dividing jewelry fairly. Plus, it's a great way to start conversations with your family about who might appreciate Aunt Mildred’s bold taste in accessories.

3. Curiosity.

Sometimes you just want to know. Maybe you’ve inherited a brooch that screams “1920s flapper,” or your partner gave you a mystery gemstone necklace as a gift (points for effort!). Appraisals solve the mystery. It’s like Jewelry CSI.

4. Resale or Upgrade.

Thinking of selling a piece or trading it in for something new (hey, we don’t judge—we love a glow-up)? You’ll need to know what you’ve got. An accurate appraisal helps you get fair market value and avoid underselling a treasure.

large diamond ring on woman's finger

How Often Should You Get Jewelry Appraised?

We recommend updating your appraisals every 3 to 5 years. Why? Because just like the housing market, the value of metals and gemstones can change over time. What was appraised at $2,000 five years ago might be worth more today. Or less. Either way, better to know, right?

What to Expect at Vanscoy, Maurer & Bash Diamond Jewelers

When you come in for an appraisal at our Lancaster, PA location, you can expect:

  • A friendly face (probably several🙂).

  • A thorough examination of your piece, using high-tech tools and proven expertise.

  • A detailed report, which you can use for insurance, estate planning, or just impressing your friends.

And don’t worry—we treat your jewelry with care and respect, just like it’s our own!

Come On In—We Don’t Bite

Whether you have one ring or a whole treasure chest of family heirlooms, we’re here to help you figure out exactly what you’ve got—and what it’s worth. And who knows? You might just discover that your everyday necklace is worth more than you think.

Stop by Vanscoy, Maurer & Bash Diamond Jewelers in Lancaster, PA, or book your appointment online and let’s uncover the hidden stories in your jewelry box. We promise laughter, learning, and maybe a little sparkle-induced happy dance.

Because every piece of jewelry has a story—and we’re here to help you tell it.

 

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